Keeping Water Out of Your Home

Matthew Steger • November 9, 2021

Water is the biggest issue when it comes to damage within homes, and there are various ways it can get in. Luckily there are also things homeowners can do to either prevent it or address it quickly if it happens.

Roof Leaks

Most roof leaks are due to either torn boots (at plumbing or radon vents) or improperly installed or maintained flashing.


Stack vent boots have a rubber portion that seals around a vertical vent pipe. The rubber wears over time with UV from the sun being the common cause. It often starts as a small split alongside the pipe, and this split can allow water to readily enter the home. Homeowners should either inspect their boots, hire a roofer to check them or make a quick inspection of the attic to see if any traces of daylight are entering where the roof penetrations exist. If you see daylight, rain water can potentially enter, too. Replacing stack vent boots is easy and inexpensive for a qualified roofer.



Roof flashing is installed where there are roof penetrations, changes in roof angles or where siding/roofing materials meet in order to help prevent leakage. Stack vent boots, as discussed above, are a method of flashing as well as step, counter and kickout flashings. Roof flashing is most often metal. Once a roof covering like shingles is installed, much of the flashing is covered up. Flashing exists at chimneys, the intersections of roof and siding, etc. Along with t\he roof covering material, a qualified roofer can inspect the exposed roof flashing on a regular basis. Homeowners should look for traces of daylight in attics where roof penetrations and changes in roof angles occur. Many skylights leak due to either improper installation of the skylight or improperly installed flashing around the skylight. Roof leaks can lead to serious mold problems in attics and in living space walls and/or ceilings.


Backed up gutters due to leaves and debris can lead to leakage along the fascia and soffit. If there are large trees nearby, gutters/downspouts should be cleaned regularly. A gutter covering product is also a good idea. Trees that overhang your home should be trimmed away so they don’t drop leaves and branches that can potentially damage the roof.


Plumbing Leaks


A leak can occur any place where plumbing or plumbing fixtures exist. This includes supply or drain pipes as well as sinks, bathtubs/showers, toilets, refrigerators with a water line for a water dispenser or ice maker, etc. In my home inspection travels, I often find toilets that are loose from the floor. This can lead to hidden leakage and damage to the floor structure under the toilet. Homeowners should look under sinks, make sure that the toilets are secured to the floor and check ceilings under toilets, bathtubs/shower, etc. for water stains or mold. Sometimes it takes a good deal of water to notice a leak on a ceiling, especially if there is insulation above the ceiling. Insulation can absorb water like a sponge and keep you from seeing a visible ceiling stain/leak for a period of time.


In some cases access to the plumbing is very limited. Much of a home’s plumbing is hidden within walls or behind insulation Jetted tubs, for example, should have an access panel provided to access the tub’s motor and its plumbing. I often find no access panel at jetted tubs although they are supposed to be present in case of future maintenance, inspection, resetting a GFCI, etc. Filling the tub, running the pump and then inspecting the visual plumbing and pump is a wise move assuming an access panel does exist.






Basement/Foundation Leaks

Most wet basements are due to water entry from the exterior. Improper exterior grading, uncovered basement window wells and faulty gutters/downspouts are the most common causes. If the earth within five feet of the home’s exterior perimeter doesn’t channel water away, the water may have an easy way to enter the basement.


I recommend that basement window wells have plastic covers installed to help prevent these areas from filling with water and then leaking into the basement. Plastic covers are inexpensive and can be found at hardware stores. Larger plastic covers can also be installed over basement egress window areas.


If gutters are overflowing or improperly pitched or downspouts discharge along the foundation, water can easily enter the basement. It’s the same thing for sump pump drains that don’t discharge well away from the home. Ideally downspouts and sump pump drains should discharge at least five feet from the home . . . even further is better.


Even a normally dry basement can be damaged by water if there is a sump pit ready to overflow with water but no pump is installed . . . I do see this occasionally. Even if a sump pump is installed, if there is debris and water in the sump pit, if the pump is faulty or if there is a power outage, the pump can’t do its job. Sump pump drains should discharge well away from the home and not into the sewer line. Many cities, boroughs and townships have ordinances preventing sump pumps from discharging into the sewer. Homeowners should manually check their sump pump periodically either by manually lifting the float or pouring sufficient water into the pit to start the pump. Assuming the pump runs, go outside and check to see that the discharged water is well away from the home. A pump discharging a foot or two outside the foundation often allows the water to trickle back to the foundation and soon back into the sump pit to be pumped out again in a never-ending cycle.


I also recommend that all homes with a sump pump have a backup pump system installed, especially if the basement is finished. The most common is the battery backup type which uses a trickle charger to keep the battery ready; however, if your home has public water, a water-powered sump pump is also available. It does not require power and can still function in a power outage.

Anywhere water damage exists inside a home, mold can also occur within 48 hours which can in itself be a serious health hazard. Any water and/or mold damaged building materials such as drywall, insulation, trim, etc. should be properly replaced by a qualified contractor.


Matthew Steger, ACI, WIN Home Inspection 

Facts, opinions and information expressed in the Closing Comments Blog represent the work of the author and are believed to be accurate, but are not guaranteed. The Lancaster County Association of Realtors® is not liable for any potential errors, omissions or outdated information. If errors are noted within a post, please notify the Association. Posts represent the author’s opinion and are not necessarily the opinion of the Association.

Reverse Mortgage
By Wayne Angelo & Megan Brogna – CrossCountry Mortgage July 31, 2026
Most people think of a reverse mortgage as a way for homeowners to access the equity they've built in their current home. While that's certainly true, many Realtors are surprised to learn that a reverse mortgage can also be used to purchase a new home. What Is a Reverse Mortgage? A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is an FHA-insured loan available to homeowners age 62 and older. Instead of making monthly mortgage payments, eligible borrowers can use a portion of their home's equity to eliminate an existing mortgage, establish a line of credit, receive monthly payments, or simply improve cash flow. Borrowers remain responsible for paying property taxes, homeowners' insurance, maintaining the home, and continuing to occupy it as their primary residence. What Is a Reverse Mortgage for Purchase? A HECM for Purchase allows qualified buyers age 55 and older to purchase a new primary residence using a substantial down payment and a reverse mortgage—without the obligation of monthly principal and interest payments.* This program can be an excellent solution for: Buyers looking to downsize. Retirees relocating closer to family. Homeowners moving into a 55+ community. Clients seeking a home that better fits their retirement lifestyle. Buyers who want to preserve more of their retirement savings or investment assets. Instead of paying all cash for a home, buyers can finance part of the purchase through a reverse mortgage, allowing them to keep more of their liquid assets available for future needs. Why Realtors Should Know About This Program A Reverse Mortgage for Purchase can help clients: Increase purchasing power. Improve monthly cash flow. Preserve retirement savings. Purchase a home that better meets their long-term needs. Age in place more comfortably. For many older buyers, this financing option can make the difference between settling for a home and purchasing the one that truly fits their retirement goals. If you work with clients who are 55 or older, a Reverse Mortgage for Purchase may be worth exploring before they write an offer. *Borrowers must continue to pay property taxes, homeowners insurance, maintain the property, and occupy the home as their primary residence. The amount available depends on factors including the youngest borrower's age, current interest rates, and the home's value. Facts, opinions and information expressed in the Blog represent the work of the author and are believed to be accurate but are not guaranteed. The Lancaster County Association of Realtors is not liable for any potential errors, omissions or outdated information. If errors are noted within a post, please notify the Association. Posts represent the author's opinion and are not necessarily the opinion of the Association.
Mid Year Check In Realtor Calendar
By Missy Boots – Realty One Group Unlimited July 17, 2026
Whew! If you're anything like me, you blinked and somehow July is already halfway over. That also means we've officially crossed the halfway mark of the year. How’s business treating you? Maybe your year is right on track; if so - congrats! If you're holding your breath waiting for your transaction numbers to suddenly align with the goals you set in January, it's time to stop waiting and start resetting. It’s never too late! The beauty of this business is that January doesn't have a monopoly on fresh starts. In real estate, momentum can change surprisingly quickly. One listing can become three referrals. One conversation can lead to a transaction. The second half of the year has the potential to look completely different from the first. The key isn't wishing for a better year. It's changing what you do next. One of the most important mindset shifts an agent can make is to treat their business like a business. Business owners don't simply hope for better results. They create a plan, track meaningful metrics, review what's working, and adjust when needed. Your real estate business deserves the same level of intention. When you start thinking like the CEO of your business instead of just the salesperson in it, your daily decisions begin to change, and so do your results. So where to start? Ask yourself: How many meaningful conversations am I having each week? How consistently am I following up with past clients and leads? Am I asking for referrals? Am I visible in my community and online? Am I blocking time every day for lead generation? Many of us focus on results we can't control: closings, commission checks, or contracts signed. Instead, focus on the activities that create those results. Results lag behind consistent action. If you improve the actions, the numbers usually follow. Choose one or two meaningful goals for the next 3 months. Then identify the handful of weekly actions that move those goals forward. For example: Reach out to 5 people a day. Schedule three coffee meetings with your sphere. Host one open house every weekend. Post valuable content three times a week. Write five handwritten notes every Friday. Consistency beats intensity every time. Your calendar tells the truth. Look back at the last two weeks. How much time was spent on activities that directly grow your business? Admin work is necessary, but revenue producing activities deserve protected time on your calendar. While time blocking is considered a “bad” word to many, being in control of your time allows you to control your business. Schedule lead generation before you schedule anything else. Pick an accountability partner and share your weekly action plan with each other. Commit to checking in regularly and holding one another accountable for following through. Celebrate the wins along the way. When you accomplish the actions you set out to complete, reward yourself, even if it’s just an iced coffee with your accountability partner. Above all, don’t let a negative mind set deter you from forward momentum. Start small. Do the work. Finish big. Here’s to a successful 2026! "Success looks a lot like failure up until the moment you break through the finish line." – Dan Waldschmid “Today is always the most productive day of your week." – Mark Hunter
Home inspection guidance for REALTORS® helping buyers navigate inspection results, set expectations
By Ernest Homer, Homer Inspection Services June 19, 2026
Learn how REALTORS® can guide buyers through the home inspection process, manage expectations, address concerns, and keep transactions moving toward closing.
VA loan benefits and financing options for veterans, active-duty service members
By Dan Ranck, Mortgage Loan Officer June 5, 2026
Learn how VA loans work, their benefits for eligible homebuyers, and why REALTORS® and sellers shouldn’t fear offers that use VA financing.
Hard money loans explained for real estate investors, including short-term financing
By Wayne Angelo, Cross Country Mortgage May 22, 2026
Learn how hard money loans work, including their costs, terms, benefits, risks, and important considerations for real estate transactions in Pennsylvania.
Real estate zoning explained, including residential, commercial, agricultural, and industrial
By Victoria Medvedeva, Keller Williams Elite May 8, 2026
Learn how real estate zoning laws affect property use, development, and buying decisions, including common residential and agricultural zoning regulations.
Qualified Mortgage (QM) rule explained, including ability-to-repay requirements and borrower protect
April 24, 2026
Learn what a Qualified Mortgage (QM) is, how the Ability-to-Repay rule works, and the key protections designed to help mortgage borrowers.
Running Out of Gas: Understanding Real Estate Agent Burnout
By Victoria Medvedeva, Realtor KW ELITE April 17, 2026
Explore the biggest causes of real estate agent burnout, from unpredictable income and demanding clients to high-stakes transactions and constant availability.
By Joseph Gonzalez with ReMax Evolved August 7, 2026
Another real estate agent once asked: What would you prefer discipline or motivation? In any world where you work off commission and not hourly pay, it's very important to understand this: motivation is a great thing to have but what surpasses motivation is discipline. Motivation brings ambition, eagerness and energy. But discipline is what keeps you moving even when you don't feel like it. When you're disciplined, you understand that no matter how you feel, the work still gets done because you know what it takes to grow your business. It's no longer about whether you want to do it it's about knowing that you have to do it. Motivation is a simple spark. It gets you started. But once that spark fades, progress often slows down or comes to a complete stop. Discipline on the other hand carries you forward even when motivation is gone. That being said, when you're disciplined and motivated with discipline leading you should always remember to reward yourself for your accomplishments, even if you didn't fully reach your original goal. Rome wasn't built in a day, and consistent small steps forward will eventually take you exactly where you want to be. Growth doesn't happen overnight. Something I'd love to leave you with is this: Everything around you that you're touching or seeing was once just a thought in someone's mind. The cup in front of you. The shirt on your back. The door, the hinges, the desk. All of it started as an idea until someone took action and made it real. If you ever feel discouraged thinking, "There are already 100 people doing this" take a walk down the bread aisle at the grocery store. Look at how many bread companies exist and yet another one still decided to make bread. Finally, surround yourself with people who encourage you and believe in your goals. You are far more likely to succeed when you're around people who support your vision, rather than those who downplay it and say, "I don't think you can make that happen." Stay positive. Stay strong. Stay disciplined. It will happen. The seeds will come to fruition.
Lancaster Snow Angels community volunteers
March 27, 2026
Learn how Lancaster Snow Angels supports elderly, disabled, and veteran neighbors through volunteer snow removal, lawn care, and donated equipment.