More Than Just Wiping Your Feet!

James L. Goldsmith, Esquire: Mette, Evans & Woodside • March 24, 2023

I’m sure many of you found your eyes drawn to a news article about a buyer agent who cut short a showing when she discovered an unresponsive and naked elderly man on the floor. The salesperson initially believed the man might be dead but he grunted when she asked whether he was okay. She later said that she did not want him awakening with her standing over him! She left the property without calling anyone but later completed a feedback form referencing her findings. In the feedback, she stated that perhaps he had too much to drink during the Super Bowl! The man eventually died.


It's hard not to be shocked by the situation described in the article. But standing in the shoes of that buyer agent may cause one to pause before rendering judgment. She was embarrassed for a man that she clearly believed was suffering from a hangover and nothing more. We, however, have the benefit of hindsight and know that the agent’s lack of action was the wrong choice for her and the grieving family. The North Carolina Real Estate Commission is now investigating.


Whether there is civil responsibility that would justify a financial verdict against the buyer agent would make a good law school exam. I presume a case will be initiated claiming that the buyer agent’s negligence in failing to seek assistance contributed to a death that otherwise could have been prevented. Expert testimony will be required to establish that the agent’s intervention would have likely produced a different outcome for the man; you can presume there will be expert testimony offered in contradiction. Regardless of the outcome, this is a mess for everyone. Undoubtedly, this is not the kind of press you seek as a real estate salesperson!


So why does this somewhat unusual incident make for an article? It underscores how we take for granted the immense responsibility of having access to somebody’s home, his/her castle, the repository of personal and priceless items and so on. Usually, the problems are less dramatic but over my 45 years of practice, I’ve represented many licensees who have failed to protect a home, or who have negligently entered or exited that home leading to loss or disaster.


Many of the cases involve licensees who have entrusted their buyer clients with lockbox access. In one such case, a buyer agent was sick and throwing up in the bushes outside of the home and simply could not go on. She gave her client the number to the lockbox and left. Other situations are less benign; the agent didn’t want to be bothered so gave access to the buyers. In every case, the licensee made the buyers pledge that they would never reveal how they gained access or that they were not accompanied by the licensee. In all of these cases, the licensees suffered discipline from fine to revocation of a license!


Then there was a listing agent who agreed to periodically take the mail from the mailbox to the kitchen while her seller was out of town. While the seller said that the agent should feel free use the stove to make tea, she never instructed the agent to place the mail near a hot burner! That house burned down. Oops!


There are, too, the “common” stories of agents finding people in bed, including other agents! Unlocked doors and windows are also popular problems, exacerbated when the neighborhood kids find an unlocked window and decide to spray paint walls and redecorate furniture! Lockbox entries provide the name of who last entered but that evidence does not prove who failed to close a window or lock a door. Regardless, if you gained access to a property by lockbox and a short time later there is a loss, you will be on the list of suspects.


Your potential liability when entering a home should not be the primary factor motivating your utmost care; respect and vigilance come first. Be mindful. Let your clients know that you take seriously their trust. Explain how it is that others will access their property. There’s no need for alarm as most visits are benign but at least make sure your client understands how the house is shown and the available options.



Copyright © James L. Goldsmith, Esquire 2023

All Rights Reserved.


 Mr. Goldsmith is an attorney with Mette, Evans & Woodside. He serves as outside legal counsel to numerous Realtor Associations and was a staple on the PAR Legal Hotline for many years. A substantial portion of his practice is dedicated to providing advice and counsel to real estate licensees. He defends real estate salespersons and brokers in civil lawsuits and licensing claims across the Commonwealth. He represent Realtors® in disciplinary cases conducted before the Real Estate Commission. Jim was one of the voices of the PAR Legal Hotline for the first 27 years following its inception in 1992.


October 12, 2026
LANCASTER, PA – Lancaster County's housing market continued to show strength in September 2026, with rising home prices, increased inventory, and stronger year-over-year sales activity, according to the latest statistics from Bright MLS. The median sold price reached $370,000, a 4.2% increase from September 2025. A total of 457 homes were sold during the month, up 6.5% from the previous year. Housing inventory also improved, with 779 active listings, an increase of 17.3% compared to September 2025. New listings rose 4.8% to 551 properties, providing buyers with additional opportunities. “Lancaster County continues to demonstrate the strength and stability of our local housing market,” said Christina Diehl, President of the Lancaster County Association of REALTORS® (LCAR). “The increase in available homes is encouraging for buyers, while continued price appreciation reflects the strong demand for housing in our community.” Homes continued to sell quickly, spending an average of just 20 days on the market, compared to 25 days a year earlier. Properties also sold at an average of 103.1% of their original listing price, demonstrating continued competition among buyers. Year-to-date figures remain positive, with closed sales increasing 2.7% and the median sold price rising 4.3% to $365,000. “As we enter the final months of 2026, we remain optimistic about Lancaster County's housing market,” Diehl added. “While increased inventory offers buyers more choices, demand remains strong. Working with a knowledgeable local REALTOR® continues to be an important advantage for both buyers and sellers.” About the Lancaster County Association of REALTORS® The Lancaster County Association of REALTORS® (LCAR) represents real estate professionals throughout Lancaster County and is dedicated to promoting homeownership, protecting private property rights, and supporting professionalism in the real estate industry. 
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Most people think of a reverse mortgage as a way for homeowners to access the equity they've built in their current home. While that's certainly true, many Realtors are surprised to learn that a reverse mortgage can also be used to purchase a new home. What Is a Reverse Mortgage? A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is an FHA-insured loan available to homeowners age 62 and older. Instead of making monthly mortgage payments, eligible borrowers can use a portion of their home's equity to eliminate an existing mortgage, establish a line of credit, receive monthly payments, or simply improve cash flow. Borrowers remain responsible for paying property taxes, homeowners' insurance, maintaining the home, and continuing to occupy it as their primary residence. What Is a Reverse Mortgage for Purchase? A HECM for Purchase allows qualified buyers age 55 and older to purchase a new primary residence using a substantial down payment and a reverse mortgage—without the obligation of monthly principal and interest payments.* This program can be an excellent solution for: Buyers looking to downsize. Retirees relocating closer to family. Homeowners moving into a 55+ community. Clients seeking a home that better fits their retirement lifestyle. Buyers who want to preserve more of their retirement savings or investment assets. Instead of paying all cash for a home, buyers can finance part of the purchase through a reverse mortgage, allowing them to keep more of their liquid assets available for future needs. Why Realtors Should Know About This Program A Reverse Mortgage for Purchase can help clients: Increase purchasing power. Improve monthly cash flow. Preserve retirement savings. Purchase a home that better meets their long-term needs. Age in place more comfortably. For many older buyers, this financing option can make the difference between settling for a home and purchasing the one that truly fits their retirement goals. If you work with clients who are 55 or older, a Reverse Mortgage for Purchase may be worth exploring before they write an offer. *Borrowers must continue to pay property taxes, homeowners insurance, maintain the property, and occupy the home as their primary residence. The amount available depends on factors including the youngest borrower's age, current interest rates, and the home's value. Facts, opinions and information expressed in the Blog represent the work of the author and are believed to be accurate but are not guaranteed. The Lancaster County Association of Realtors is not liable for any potential errors, omissions or outdated information. If errors are noted within a post, please notify the Association. Posts represent the author's opinion and are not necessarily the opinion of the Association.