An Interview with Colin Mullane, NAR’s Incoming President

Wendy Hess • March 20, 2026

I was in England for a week over New Year’s to attend a funeral. One evening we did what felt quintessentially British to me; we took everyone’s dogs for a walk around the property. There were more dogs than people, which also seemed fitting. I struck up a conversation with a woman I had met twelve years ago at my sister’s wedding, and came to find out her brother, Colin Mullane, was in line to be the NAR (National Association of Realtors) President. Later I asked Gill if she thought her brother would agree to an interview, and she kindly arranged it for me. While Colin and I only spoke for 20 minutes or so, a lot was said! I have edited this for length and clarity. 


W: Tell us the trajectory of emigrating to the United States and how then you became a Realtor. (Some of this answer was lost due to my faulty recording, apologies!) 

C: I found I was really good at hospitality. But it can be crazy- someone doesn’t show up to work, so you might be cooking or you might be cleaning, or you might be waiting a table or bartending, and people, you know, it’s chaos. But here’s the thing, so is real estate!

I was better prepared to be a realtor because of my restaurant background, than almost anything else I could have done. I did study business at University of Limerick for four years in Ireland, so I have that background, but I had to get boots on the ground and get to work right away (as I already had) a young family. I didn’t have time to send out resumes to the local businesses that would have met my qualifications, and so somebody said I should get into real estate, that I’d be really good at it. And I said, “I don’t think so, I don’t like sales.” And sure enough, I got my real estate license and I really did like it. 


And I learned quickly that who you are as a professional is defined, maybe not so much by your brokerage and your broker, but it’s personally defined. Do you want to be a professional? You know, do you want to be taken seriously? Do you want this to be full-time? And it’s absolutely a profession that whatever you put into it, you get out of it. And that’s something that I’ve always thrived on. So I really enjoyed it. 


W: How did you start being involved with NAR; how did that all come about?

C: It’s interesting because, if I look back now I can kind of see where the patterns were, but it felt like at the time no rhyme or reason. It took me about seven years succeeding in sales, doing  very well, enjoying it. And I was the kind of person that was anti-establishment, like, you know, you want our PAC dollars? Like, I pay my dues, I pay my broker, I split up my commission every time and I pay my MLS dues, and I pay my licensing fee, and I pay and I pay and I pay. And I have to raise three kids and you want more money? For politics? Like, I’m the last person you should be talking to. I really kind of had a chip on my shoulder, and I see myself in many of our members in the same position today, and I’ve never lost that sense of, you know, that’s what a lot of our members experience. 


My business partner got asked to be a member of a committee that was going to try and create a better data set for the media, about our monthly statistics. And my buddy says, “I hate numbers, but my business partner Colin is really good with numbers. He loves numbers.”


And he came to me and said “Colin, I’ve got you on this task force.” And I said, “You did what?” And he said “I put you on this task force” and I said “oh my god I’m going to kill you. Like, do not do this.” And he did, and I showed up, and I couldn’t’ believe how much I enjoyed it. And then I moved on to other things like the MLS side of things, and I kind of really got to grow my teeth there. And then later I went to a state leadership academy and really enjoyed the experience, and all of a sudden, the dots started connecting. Okay, I get my local, I love my local, I love my CEO, I love my president, I love the committee, and I go, what does the state do? What does the national do? And that was a real eye opener. And I tell that story when I travel around, because people ask that question a lot, and a lot of them have the same chip on their shoulder that I did. So I think acknowledging that maybe a lot of us have been there, maybe earns some trust in the room.


I enjoyed the challenges, and we have many. And in the last two years of course, I think the organization has been more challenged in ways than it’s ever been, in its existence. And here we are coming out the other side of that with a ton of work ahead of us and a lot of trust to rebuild, but that’s a challenge I accept and I’m ready for. 


W: I guess you were kind of referring to the sexual harassment accusations a few years ago with the president? In light of that and the commission lawsuit I guess NAR’s road has been a little bumpy as of late? 

C: Yeah, yeah it has, and it was, for want of a better expression, a comedy of errors, and one thing was not related to the other, and yet everything came crashing down at the same time. 


It started with the New York Times article on misconduct by NAR leadership and accusations around bad behavior. That light started to get brighter and brighter on the organization, not in a good way. Bright light sounds like a good thing. In this case, well, it ended up being a good thing because we ended up making a shift in the organization that was clearly needed and necessary. 


The pain of those moments still lives with us, but I think the growth that’s emerging since then is something that we will benefit from years to come. And so we had a resignation, high profile of a president, I think it was the 28th of August 2023 and then literally on Halloween, October 31st that same year we found out we lost the lawsuit, and then NAR told us members don’t worry, we got your back. We’re on the right side of the law. We’re going to win this lawsuit. But we didn’t win the lawsuit. And that was a very, very heavy day. 


I was not on the leadership team at that point. I was a realtor party director at that point, but the conversations my wife and I had, who was in business with me, around the implications of that lawsuit were deep. We started to think about, what does this mean? Like, what the heck does this mean? And I knew the implications were significant, because I’ve been around some of the attorneys having these discussions, and I was like, “Will we have an industry in a business that she and I can practice on a daily basis? What’s it going to look like in five years and will we still want to be in it? Cause I really like how it is right now.” 


What I know, that when I travel and talk to groups who still want to talk about this, and I don’t blame them, most of them forget that we lost the lawsuit first. The settlement was the outcome. We lost to the tune of 5.6 billion dollars in one state, and so we settled it by saying we’ll give you $418 million, and we’ll adopt these practical changes at the core of your argument around seller compensation, which was a bitter pill to swallow. All the members can recollect is absolute chaos and bad press around the association. Now you lost a lawsuit, and you totally moved my cheese, and what were you doing? That’s what it felt like to almost every member in the country, and believe it or not, it’s been almost two years or more since that happened, but it’s still very, very fresh in people’s minds. It’s absolutely a wound that hasn’t healed. And so that’s where the work still lies. 


W: Is that what you feel like will be your mantle in 2027? 

C: Not necessarily. So right now, I’m vice president, I got elected last June. I will be president elect next year, and I ascend to the presidency in 2028. Our members just need to know that we’ve got their back and that we’re working hard. I don’t need a theme to hang my hat on. You just need to know that whatever the challenge is going to be in ’28, I’m going to be prepared to meet it. 

We can see some of the things coming in ’26 and ’27. But who knows what ’28 is going to look like? And my promise to the members when I was running and still to this day, is to be laser focused on whatever the challenges are. 


W: Do you find it crazy to have to do your work and then also find time for this position you’re involved in and leading up to? 

C: No, so I’ll let you a little bit under the hood on that. It’s widely acknowledged that the time sacrifice is one that will absolutely impact your business if you’re gonna do the job right. There’s no way around it. And they have a stress test that involves financial ability to withstand what happens if you don’t make as much money, because it’s a four-year commitment you serve on the leadership team, all with significant obligations.


But what also happens is you spend the year before running for the office, so last year I think I was on 175 flights by the end of the year. It’s a lot. And I have tons of airline miles to show for it! But to me it was important to go out even though I had an uncontested race. It was very important to me to meet the members where they were at and truly understand how they were feeling about everything, and introduce myself to them and say, “This is what I want to do. What can you tell me about what your needs are, and what you expect from me?”, so that we can better understand each other so that more people can stand up and say, “I’ve met him and I know what he means.” I can’t do that with 1.5 million people [the number of NAR members], and nobody can, but being out there and doing that as much as possible is helpful for me in that process. 


But to go back to your original question, the answer is no. I had a real conversation with Molly, my wife, and business partner. She joined me four and a half years ago knowing I was going to make this attempt. You have to plan, you can’t just wake up in the morning and go, “Next year I’m going to run for president” because it’s so disruptive to your personal life that you need time to prepare, your state needs to prepare because they typically back you financially. So part of my process was, I can’t take five years away from my business and then come back and expect to be a realtor, because if you turn your back on your business for six months, you’re practically starting from scratch. So to do it for five years, there is no way I had a business. And so I spent the last four and a half, now almost five with Molly working the ropes to the business so basically when I come home and she’s working, I’m not disrupting her. Like, my clients all know her, she’s got the systems down, she’s growing our business. We continue to grow the business. Now, am I available? Do I have phone conversations with clients? Absolutely. But if we’re negotiating repairs on a home inspection, that’s going to be on Molly now because I’ve had to shift gears based on my travel commitments and commitments to NAR. And when you make that commitment, it’s sincere. 

W: That’s so nice you have a partner, a teammate, in your wife. 

C: Yeah, I’m very fortunate to have a business partner and partner in life that was willing to take that on that allowed me to do this and commit to it. 


W: Yeah, definitely! That’s about all I had unless you have anything else you’d like me to include? 

C: It’s been awhile since we’ve had a president that actively works the residential side of the business…now I know I just told you that I don’t do as much as I did, but I could still pick up the phone and call an inspector and be there. I did an open house last Saturday, so I’m doing stuff, right? So it’s basically what I tell Molly and I tell members is, everything is on the line. If I get this wrong, I mess myself up as much as you guys, and I don’t want to do that. I really want to make sure that we have the most viable association possible, and why that is important is because we’ve created a space for people to look at real estate as being a viable dream, a viable job that allows them to live the American dream. Is there a goal to make 1.5 million members successful? No, we can’t control that. That’s very much the beauty of being an entrepreneur and self-employed. 


But the National Association of Realtors continues to create the opportunity to enter the profession. And if you want to be good at it and be trained and be an expert in your craft, NAR does have the tools and provides the opportunity to succeed. We can’t make you succeed, but we can create the opportunity for you to succeed. 


And that’s where we’re really working for our members. And we want to make sure that the ability to enter the space in the real estate space exists next year, five years, and ten years from now, because if you flip the switch off and NAR goes away, our business shifts so dramatic and quickly under our feet. And this is exemplified by looking at any other country in the world, where they do not have what we have, and there is no one that has what we have. Would you conduct real estate if it looked like those countries? Most of our members would say no. So we’ve much to be grateful for. 


I’m personally tired of people telling us the grass is greener somewhere else, because right now, it is the greenest right here, in the real estate space, because of NAR, because of state associations and locals, and I get that people get frustrated with it from time to time or perhaps more than that, but at our core, that’s the most important thing that we do is support the opportunity to be and stay and be a better professional in the business. 


Colin Mullane (ABR®, CIPS, CRS, GREEN, AHWD, C2EX, Earth Advantage Broker)


Colin Mullane (ABR®, CIPS, CRS, GREEN, AHWD, C2EX, Earth Advantage Broker), is NAR’s 2026 First Vice President. A REALTOR® since 2000, he is broker-owner of Full Circle Real Estate in Ashland, Oregon. Originally from Ireland, Colin immigrated to the United States in 1997 and proudly became a U.S. citizen in August 2022. As a top producer in his market, Colin believes deeply in real estate as a cornerstone of the American Dream, and he is grateful for the opportunities the profession has given him and his family. Colin’s dedication to the industry is evident through his extensive volunteer leadership. He has chaired multiple committees and has served as an NAR Regional Vice President and an NAR Liaison, including as 2023 REALTOR ® Party Director. Colin is a past president of Oregon REALTORS®.


Active outside of real estate, Colin enjoys running, biking, and exploring trails with his camera in search of wildlife. He loves traveling and visiting remarkable destinations both in the U.S. and abroad. Colin and his wife, Molly—who became licensed in 2018 and joined him as a full-time practitioner in 2021—have three daughters.


Colin is passionate about equipping REALTORS® and brokers with the resources they need to stay relevant and succeed in today’s market. A strong advocate for the work NAR does on behalf of consumers and real estate professionals, he is committed to addressing the toughest industry challenges so REALTORS® can focus on what they do best: running their businesses.

By Raquelle Riti, Bernieri Associates Allstate Insurance • November 5, 2026
Property insurance is one of those things most people don’t think much about—until they need it. And when a claim happens, the last thing you want is to discover that your policy doesn’t work the way you thought it did. After years of helping homeowners understand their coverage, these are 10 of the biggest misconceptions I see. 1. Your home’s market value is NOT the same as its replacement cost. If you bought your home for $400,000, that doesn’t necessarily mean it should be insured for $400,000. Your home’s replacement cost is based on what it would cost to rebuild the structure with today’s labor and material costs—not what you could sell the property for. Your purchase price also includes things like the land and location. 2. Flood damage usually isn’t covered by homeowners insurance. This is a BIG one. A standard homeowners policy generally does not cover flooding from rising or overflowing water. Flood insurance is typically a separate policy. And no—you don’t necessarily have to live in a high-risk flood zone to experience a flood. 3. Homeowners insurance isn’t a home warranty. Insurance is designed for sudden and accidental losses, not everything that breaks in your house. If your 20-year-old water heater simply reaches the end of its life and stops working, homeowners insurance generally isn’t going to buy you a new one. If that water heater suddenly bursts and causes covered water damage, however, the resulting damage may be a different story. 4. Your deductible is what YOU agree to pay toward a covered claim. If you have a $2,500 deductible and experience a covered $10,000 loss, you shouldn’t expect the insurance company to simply hand you $10,000. Understanding your deductible before you have a claim is incredibly important. Choose an amount that helps with your premium but that you could also realistically afford if something happened tomorrow. 5. Not all water damage is treated the same. “I have water damage” doesn’t automatically tell us whether something is covered. A sudden pipe burst, water backing up through a drain, groundwater entering a basement, and a slow leak that has been happening for months can all be treated differently. Where the water came from and how the damage happened matter. 6. Your belongings have limits, too. Your policy may include personal property coverage for things like furniture, clothing and electronics, but certain categories of property can have special limits. Jewelry, watches, collectibles, firearms, fine art and other high-value belongings may need additional coverage or to be specifically scheduled on the policy. If you own something valuable, tell your insurance agent about it before something happens to it. 7. “Full coverage” isn’t really an insurance coverage. People use the phrase “full coverage” all the time, but there is no magical policy that covers absolutely everything. Every insurance policy has coverage limits, exclusions, deductibles and conditions. The goal isn’t to find a policy that covers every possible scenario to understand what protection you actually have. 8. Your insurance company needs to know about major changes to your home. Finished your basement? Added a pool? Built an addition? Started renting the property? Made significant renovations? Those are things you should discuss with your insurance agent. Your policy was written based on certain information about your home and how it is being used. When that changes, your insurance may need to change with it. 9. The cheapest homeowners policy isn’t always the best deal. Saving money is important, I get it! But two policies with similar premiums can provide very different protection. Before choosing a policy based solely on price, compare things like: Dwelling coverage, Deductibles, Liability limits, Personal property coverage, Water backup coverage, Replacement cost provisions, and Additional endorsements and exclusions. Saving a few hundred dollars a year may not feel like a bargain if you discover a major coverage difference after a loss. 10. The BEST time to understand your policy is before you have a claim. Please don’t wait until there’s water in your basement, a tree on your roof or a fire in your kitchen to learn what your policy covers. Ask questions. Review your coverage. Tell your agent when something changes. Insurance can feel complicated, but that’s exactly why having an agent you trust matters.
Real estate financing and non-mortgage contingent offers explained, including the differences
By Wayne Angelo, Cross Country Mortgage • October 26, 2026
Learn how non-mortgage contingent offers differ from cash offers and what buyers and REALTORS® should know about financing, appraisals, and contract risks.
October 12, 2026
LANCASTER, PA – Lancaster County's housing market continued to show strength in September 2026, with rising home prices, increased inventory, and stronger year-over-year sales activity, according to the latest statistics from Bright MLS. The median sold price reached $370,000, a 4.2% increase from September 2025. A total of 457 homes were sold during the month, up 6.5% from the previous year. Housing inventory also improved, with 779 active listings, an increase of 17.3% compared to September 2025. New listings rose 4.8% to 551 properties, providing buyers with additional opportunities. “Lancaster County continues to demonstrate the strength and stability of our local housing market,” said Christina Diehl, President of the Lancaster County Association of REALTORS® (LCAR). “The increase in available homes is encouraging for buyers, while continued price appreciation reflects the strong demand for housing in our community.” Homes continued to sell quickly, spending an average of just 20 days on the market, compared to 25 days a year earlier. Properties also sold at an average of 103.1% of their original listing price, demonstrating continued competition among buyers. Year-to-date figures remain positive, with closed sales increasing 2.7% and the median sold price rising 4.3% to $365,000. “As we enter the final months of 2026, we remain optimistic about Lancaster County's housing market,” Diehl added. “While increased inventory offers buyers more choices, demand remains strong. Working with a knowledgeable local REALTOR® continues to be an important advantage for both buyers and sellers.” About the Lancaster County Association of REALTORS® The Lancaster County Association of REALTORS® (LCAR) represents real estate professionals throughout Lancaster County and is dedicated to promoting homeownership, protecting private property rights, and supporting professionalism in the real estate industry. 
Father holding son showing work life balance as a realtor
By Wayne Angelo, Cross Country Mortgage • September 28, 2026
Work Life Balance
Time blocking as a real estate agent
By Wayne Angelo, Cross Country Mortgage • September 21, 2026
Time Blocking
REALTOR® using the FOREWARN safety app to verify prospective clients and review available public-rec
By Lisa Naples Berkshire Hathaway HomeServices Homesale Realty • September 14, 2026
Learn how REALTORS® can use FOREWARN to verify prospective clients, review available public records, and add another layer of safety before meeting new contacts.
Enhanced Title Insurance: More Protection for Your Home
By Wayne Angelo, Cross Country Mortgage and Bill Stull, Abstract Associates of Lancaster • August 17, 2026
When purchasing a home, buyers often have the option of choosing either a standard or enhanced owner’s title insurance policy. Both policies protect the buyer’s ownership interest in the property, but the enhanced policy provides several valuable protections that go beyond the coverage included in a standard policy. The enhanced policy is available for purchases of one-to-four-family residences and condominiums when the property is being purchased in an individual’s name, rather than in the name of an LLC, corporation, partnership, or other entity. A standard owner’s policy protects against common title problems, including defects, liens or claims against the property, an unmarketable title, and a lack of legal access. The enhanced policy includes those protections while adding coverage for issues that are especially relevant to homeowners, including certain building permit and zoning violations, improper subdivisions, vehicular access problems, and structures that encroach onto the property after the buyer takes ownership. One of the most important added benefits is post-policy forgery protection. A standard policy generally protects against title issues that existed before the buyer purchased the property. The enhanced policy also provides protection if someone later forges the homeowner’s signature or creates a fraudulent deed that clouds the homeowner’s title. With real estate and identity fraud becoming an increasing concern, this protection alone can provide homeowners with valuable peace of mind. The enhanced policy also includes an automatic increase in coverage. The policy amount increases by 10% each year during the first five years of ownership, up to 150% of the original policy amount. This helps the coverage keep pace as the value of the property increases. In Pennsylvania, the enhanced policy is available for a one-time premium that is only 10% higher than the standard owner’s policy premium, with no annual renewal cost. At Abstract Associates, we believe buyers should understand the difference between the two policies before making their decision. For a relatively small additional cost at settlement, the enhanced policy provides broader protection that can continue to benefit the homeowner long after closing.
Top 10 Things People Don’t Understand About Property Insurance
By Raquelle Riti, Bernieri Associates Allstate Insurance • August 3, 2026
Top 10 Things People Don’t Understand About Property Insurance