Double-Keyed Bolt Locks and Potential Safety Concerns

Matthew Steger, WIN Home Inspection • November 20, 2023

Bolt locks are not really an exciting topic to write about and they are not something that most homeowners really ever think about, but they should. For over 20 years, I’ve always recommended to my clients that one of the first things they should do after closing is to change all of the locks on their new home’s exterior doors, even in new construction. You never know who else may have a key to the existing locks. It’s an inexpensive and a commonsense security maintenance task that is easy to do and takes maybe 15 minutes per door.


There are 2 types of bolt locks commonly seen in residential homes: the levered type (also called a thumb-latch type) and the double-keyed type. The levered or thumb-latch type is keyed on the exterior side only and has a rotating dial or latch on the interior. You need a key to get in (assuming the lock is engaged) and you can easily unlock the door and exit from the interior by simply turning the latch 90°.


The double-keyed type requires a key to get into or out of the home, assuming the lock is engaged. This is a potential safety issue. In the event of an emergency, a house fire at night time for example, if the key is not in the bolt lock, it may be difficult to locate the key in the dark and smoke in order to get out. You never know where a fire could be in the home, so don’t assume you can access the key in your normal ‘storage spot’ when you’re panicking and time is of the essence. In some cases, breaking a window can be an option for egress in this situation, again assuming you’re not blocked from the closest window by a fire or furniture or stored items. For small children, the elderly, or someone who does not normally live in the home, they may have no idea where the key is stored or may not be able to reach the key. This can lead to someone being trapped in a burning home. Just last month, there was an article published about a house fire and two of the residents were found dead near the front door. It had a double-keyed bolt lock and no key in it and it appeared to the firefighters and the fire marshal investigating afterwards that the victims were trapped in the home.


Section 311.2 of the International Residential Code or IRC (the code used to build new 1 and 2 family homes no more than 3 stories in height) states that: “Egress doors shall be readily openable from inside the dwelling without the use of a key or special knowledge or effort.”


The above requirement for locks at egress doors goes back to, at least, the 2000 IRC although the verbiage was located in a slightly different paragraph of the IRC back then.


Of course, older homes that predate a specific building code are grandfathered in most cases, but safety doesn’t care when the home was built or what code was enforced at that time. Some areas, such as Manheim Township, forbid the front door of any home from having double-keyed bolt locks no matter when the home was built (new or existing). As time goes on, other cities and townships may follow suit for existing homes. Manheim Twp. has a 4-part occupancy permit process when homes are sold there, but a new occupancy permit (and twp. inspection) are not necessarily required every time a home is sold there. If selling a home there, check with the township office. One of the items included in Manheim Twp’s occupancy permit inspection is the bolt lock at the front (primary) door.




Facts, opinions and information expressed in the Blog represent the work of the author and are believed to be accurate, but are not guaranteed. The Lancaster County Association of Realtors is not liable for any potential errors, omissions or outdated information. If errors are noted within a post, please notify the Association. Posts represent the author's opinion and are not necessarily the opinion of the Association.

October 12, 2026
LANCASTER, PA – Lancaster County's housing market continued to show strength in September 2026, with rising home prices, increased inventory, and stronger year-over-year sales activity, according to the latest statistics from Bright MLS. The median sold price reached $370,000, a 4.2% increase from September 2025. A total of 457 homes were sold during the month, up 6.5% from the previous year. Housing inventory also improved, with 779 active listings, an increase of 17.3% compared to September 2025. New listings rose 4.8% to 551 properties, providing buyers with additional opportunities. “Lancaster County continues to demonstrate the strength and stability of our local housing market,” said Christina Diehl, President of the Lancaster County Association of REALTORS® (LCAR). “The increase in available homes is encouraging for buyers, while continued price appreciation reflects the strong demand for housing in our community.” Homes continued to sell quickly, spending an average of just 20 days on the market, compared to 25 days a year earlier. Properties also sold at an average of 103.1% of their original listing price, demonstrating continued competition among buyers. Year-to-date figures remain positive, with closed sales increasing 2.7% and the median sold price rising 4.3% to $365,000. “As we enter the final months of 2026, we remain optimistic about Lancaster County's housing market,” Diehl added. “While increased inventory offers buyers more choices, demand remains strong. Working with a knowledgeable local REALTOR® continues to be an important advantage for both buyers and sellers.” About the Lancaster County Association of REALTORS® The Lancaster County Association of REALTORS® (LCAR) represents real estate professionals throughout Lancaster County and is dedicated to promoting homeownership, protecting private property rights, and supporting professionalism in the real estate industry. 
Father holding son showing work life balance as a realtor
By Wayne Angelo, Cross Country Mortgage • September 28, 2026
Work Life Balance
Time blocking as a real estate agent
By Wayne Angelo, Cross Country Mortgage • September 21, 2026
Time Blocking
REALTOR® using the FOREWARN safety app to verify prospective clients and review available public-rec
By Lisa Naples Berkshire Hathaway HomeServices Homesale Realty • September 14, 2026
Learn how REALTORS® can use FOREWARN to verify prospective clients, review available public records, and add another layer of safety before meeting new contacts.
Enhanced Title Insurance: More Protection for Your Home
By Wayne Angelo, Cross Country Mortgage and Bill Stull, Abstract Associates of Lancaster • August 17, 2026
When purchasing a home, buyers often have the option of choosing either a standard or enhanced owner’s title insurance policy. Both policies protect the buyer’s ownership interest in the property, but the enhanced policy provides several valuable protections that go beyond the coverage included in a standard policy. The enhanced policy is available for purchases of one-to-four-family residences and condominiums when the property is being purchased in an individual’s name, rather than in the name of an LLC, corporation, partnership, or other entity. A standard owner’s policy protects against common title problems, including defects, liens or claims against the property, an unmarketable title, and a lack of legal access. The enhanced policy includes those protections while adding coverage for issues that are especially relevant to homeowners, including certain building permit and zoning violations, improper subdivisions, vehicular access problems, and structures that encroach onto the property after the buyer takes ownership. One of the most important added benefits is post-policy forgery protection. A standard policy generally protects against title issues that existed before the buyer purchased the property. The enhanced policy also provides protection if someone later forges the homeowner’s signature or creates a fraudulent deed that clouds the homeowner’s title. With real estate and identity fraud becoming an increasing concern, this protection alone can provide homeowners with valuable peace of mind. The enhanced policy also includes an automatic increase in coverage. The policy amount increases by 10% each year during the first five years of ownership, up to 150% of the original policy amount. This helps the coverage keep pace as the value of the property increases. In Pennsylvania, the enhanced policy is available for a one-time premium that is only 10% higher than the standard owner’s policy premium, with no annual renewal cost. At Abstract Associates, we believe buyers should understand the difference between the two policies before making their decision. For a relatively small additional cost at settlement, the enhanced policy provides broader protection that can continue to benefit the homeowner long after closing.
Top 10 Things People Don’t Understand About Property Insurance
By Raquelle Riti, Bernieri Associates Allstate Insurance • August 3, 2026
Top 10 Things People Don’t Understand About Property Insurance
Reverse Mortgage
By Wayne Angelo & Megan Brogna – CrossCountry Mortgage • July 31, 2026
Most people think of a reverse mortgage as a way for homeowners to access the equity they've built in their current home. While that's certainly true, many Realtors are surprised to learn that a reverse mortgage can also be used to purchase a new home. What Is a Reverse Mortgage? A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is an FHA-insured loan available to homeowners age 62 and older. Instead of making monthly mortgage payments, eligible borrowers can use a portion of their home's equity to eliminate an existing mortgage, establish a line of credit, receive monthly payments, or simply improve cash flow. Borrowers remain responsible for paying property taxes, homeowners' insurance, maintaining the home, and continuing to occupy it as their primary residence. What Is a Reverse Mortgage for Purchase? A HECM for Purchase allows qualified buyers age 55 and older to purchase a new primary residence using a substantial down payment and a reverse mortgage—without the obligation of monthly principal and interest payments.* This program can be an excellent solution for: Buyers looking to downsize. Retirees relocating closer to family. Homeowners moving into a 55+ community. Clients seeking a home that better fits their retirement lifestyle. Buyers who want to preserve more of their retirement savings or investment assets. Instead of paying all cash for a home, buyers can finance part of the purchase through a reverse mortgage, allowing them to keep more of their liquid assets available for future needs. Why Realtors Should Know About This Program A Reverse Mortgage for Purchase can help clients: Increase purchasing power. Improve monthly cash flow. Preserve retirement savings. Purchase a home that better meets their long-term needs. Age in place more comfortably. For many older buyers, this financing option can make the difference between settling for a home and purchasing the one that truly fits their retirement goals. If you work with clients who are 55 or older, a Reverse Mortgage for Purchase may be worth exploring before they write an offer. *Borrowers must continue to pay property taxes, homeowners insurance, maintain the property, and occupy the home as their primary residence. The amount available depends on factors including the youngest borrower's age, current interest rates, and the home's value. Facts, opinions and information expressed in the Blog represent the work of the author and are believed to be accurate but are not guaranteed. The Lancaster County Association of Realtors is not liable for any potential errors, omissions or outdated information. If errors are noted within a post, please notify the Association. Posts represent the author's opinion and are not necessarily the opinion of the Association.